Insurance conditions

When renting a motorcycle, you can choose between three insurance packages


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MINI

õnnetusjuhtumi korral

maksab rentnik mootorratta ja lisavarustuse kahjud deposiidi ulatuses jaemüügiväärtuses

Mootorratta või selle lisaseadmete vargusE, hävimise või kaotsimineku (kui kindlustustingimused olid täidetud) puhul maksab rentnik kuni 5000 eur

Flat tire Coverage

not included

SISALDAB Puksiiriabi

Lisajuht LIsatasu eest

Additional costs of the rental company, loss of income, etc.

Renter pays up to 2100 EUR per occurence


DAMAGE DEPOSIT

1200 EUR (2400 EUR for under 24 years of age)

15 EUR rendipäev

VIP

õnnetusjuhtumi korral

maksab rentnik mootorratta ja lisavarustuse kahjud deposiidi ulatuses jaemüügiväärtuses

Mootorratta või selle lisaseadmete varguse, hävimise või kaotsimineku (kui kindlustustingimused olid täidetud) Puhul Maksab rentnik  kuni 2500 eur

Flat tire Coverage

not included

SISALDAB Puksiiriabi

LISAJUHT LISATASU EEST

Additional costs of the rental company, loss of income, etc.

Renter pays up to 1050 EUR per occurence

DAMAGE DEPOSIT

600 EUR (1200 EUR for under 24 years of age)

 25EUR per day

MAX VIP 

õnnetusjuhtumi korral

Maksab Rentnik Mootorratta ja Lisavarustuse kahjud Deposiidi ulatuses jaemüügiväärtuses

Mootorratta või selle lisaseadmete varguse, hävimise või kaotsimineku (kui kindlustustingimused olid täidetud) puhul maksab rentnik kuni 2500 eur

hõlmab Rehvide remonti

kuni 50 eur ulatuses

SISALDAB Puksiiriabi

1 LISAJUHT HINNAS

Additional costs of the rental company, loss of income, etc.

Renter pays up to 1050 EUR per occurence

DAMAGE DEPOSIT

600 EUR (1200 EUR for under 24 years of age)


 200 EUR rendiperiood

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MINI

damages to the motorcycle and accessories renter pays deposite value of damages

THEFT, DESTRUCTION AND LOSS OF A MOTORCYCLE OR OTS ACCESSORIES RENTER PAYS UP TO 5000 EUR OER OCCURENCE

FLAT TIRE COVERAGE NOT INCLUDED

TOWING ASSISTANCE INCLUDED

ADDITIONAL DRIVER NOT INCLUDED

ADDITIONAL COST OF THE RENTAL COMPANY, LOSS OF INCOME ETC. RENTER PAYS UP T0 2100 EUR PER OCCURENCE


DAMAGE DEPOSIT 1200 EUR (2400 EUR FOR UNDER 24 YEARS OF AGE)

PRICE 0 EUR

VIP

DAMAGES TO THE MOTORCYCLE AND ACCESSORIES RENTER PAYS DEPOSITE VALUE OF DAMAGES

THEFT, DESTRUCTION AND LOSS OF A MOTORCYCLE OR OTS ACCESSORIES RENTER PAYS UP TO 2500 EUR OER OCCURENCE

FLAT TIRE COVERAGE NOT INCLUDED

TOWING ASSISTANCE INCLUDED

ADDITIONAL DRIVER MUST BE PAID

EXTRA

ADDITIONAL COST OF THE RENTAL COMPANY, LOSS OF INCOME ETC. RENTER PAYS UP T0 1050 EUR PER OCCURENCE

DAMAGE DEPOSIT 600 EUR (1200 EUR FOR UNDER 24 YEARS OF AGE)

PRICE 25 EUR

VIP ZERO

DAMAGES TO THE MOTORCYCLE AND ACCESSORIES RENTER PAYS 0 EUR IN CASE OF DAMAGES

THEFT, DESTRUCTION AND LOSS OF A MOTORCYCLE OR OTS ACCESSORIES RENTER PAYS UP TO 1000 EUR OER OCCURENCE

COVERS TIRE REPAIR/LABOR UP TO AN AMOUNT OF 100 EUR PER OCCURENCE

TOWING ASSISTANCE INCLUDED

ONE ADDITIONAL DRIVER IS FREE

ADDITIONAL COST OF THE RENTAL COMPANY, LOSS OF INCOME ETC. RENTER PAYS UP T0 620 EUR PER OCCURENCE

DAMAGE DEPOSIT 0 EUR (1200 EUR FOR UNDER 24 YEARS OF AGE)


PRICE 35 EUR

 

All motorcycles of Bikemoto (Handprint OÜ) have compulsory valid liability insurance (traffic insurance) and inspection. 

Bikemoto (Handprint OÜ) proceeds from the general terms and conditions of the insurance and the terms and conditions of comprehensive insurance, which are integral parts of the lease agreement. According to the terms of the rental agreement, the rented motorcycle can be used only in the EU = European insurance territory, except for Azerbaijan, Georgia, Kazakhstan, Moldova, Ukraine, Belarus and Russia.

Bikemoto (Handprint OÜ)  pakub kolme erinevat kindlustuspaketti MINI, VIP ja MAX VIP. Kindlustuspakett kehtib ainult siis, kui rentniku poolt on täidetud kõik kindlustuse üldtingimused, kaskokindlustuse tingimused ja rendilepingu tingimused. Omavastutuse deposiidi summa ja kindlustuskaitse sõltub Rentniku poolt valitud kindlustuspaketist. Kindlustusmakse ja omavastutuse deposiit tuleb tasuda enne rendilepingu sõlmimist. Deposiidi summa vabastatakse ja makstakse tagasi rentnikule juhul kui rentnik tagastab mootorratta koos lisavarustusega ja rendivarustusega samas seisukorras nagu see rentnikule väljastati. 

According to the insurance package, the protection of rental equipment (helmet, gloves, trousers, jacket, boots, etc.) and accessories installed on the motorcycle (additional lights, phone holder, suitcases, bumpers, etc.) are covered. In case of damage, supernatural wear or destruction of rental equipment or motorcycle accessories, the lessee is liable according to the insurance package. Bikemoto (Handprint OÜ) reserves the right to decide where to carry out repair work and purchase broken spare parts.

The Lessee is aware that the insured event is an unexpected and unforeseen event during which the insured object can be damaged, destroyed or lost during the validity of the insurance cover. The insured event of total risk insurance can be, for example, an accident, vandalism, theft. An accident is damage or destruction of the insured object as a result of an event of contact outside the vehicle, traffic accident, natural disaster, fire (incl. Smoke, soot and / or extinguishing works) or explosion (incl. Explosion of an explosive device). The sum insured is the market price of the vehicle in Estonia immediately before the insured event. Fuel in the fuel tank of the vehicle or fuel additives and people in the vehicle are not insured. 

According to the terms and conditions, damage caused outside the insurance territory of the EU = Europe (except Azerbaijan, Georgia, Kazakhstan, Moldova, Ukraine, Belarus and Russia) is not considered to be indemnified and not covered.

If an insured event occurs and the protection of the insurance package is not subject to indemnification through the fault of the lessee, the lessee is obliged to indemnify the lessor for all the damage caused, immediately after the damage occurred at the request of the lessor. 

 Insurance cover not subject to the fault of the Tenant:

  • Damage to the vehicle's fuel system (including high pressure pump and injection system) due to poor or incorrect fuel use.
  • Damage caused by freezing. 
  • Damage caused by water entering the engine. 
  • Damage caused by improper handling of the vehicle. 
  • Damage caused by the use of the vehicle in an area not intended for traffic (terrain, shore area, water, swampy area, etc.) or outside an ice road officially open to traffic.  
  • Damage caused by participation in competitions or training with the vehicle.
  • Damage caused by insufficient oil, coolant, brake and / or clutch fluid.

According to the terms and conditions, the damage caused by the theft or theft of the vehicle or its insured parts or luggage shall not be considered indemnified if the vehicle was not locked or the anti-theft devices were not switched on or in working order before the theft or theft or if the vehicle key was while on the vehicle.

The lessor has the right to be released from the obligation to perform the insurance contract if the person driving the vehicle was intoxicated, under the influence of drugs or psychotropic substances at the time of the traffic accident. The person who drove the vehicle refused to be intoxicated immediately after the injury or used alcohol, drugs or psychotropic substances after the injury. The person who was driving the vehicle at the time of the traffic accident did not have the right to drive a vehicle of the respective category. The lessee assisted the vehicle in committing or attempting to commit a crime.

Damage caused to a wild animal due to running out is compensated without applying deductible. Deductible shall be applied to compensation for damage related to the prevention of collision with a wild animal.

The deductible is applied to the insured events to the double extent in accordance with the insurance package if the vehicle is repaired, restored or replaced outside Estonia.

Tenant's obligations:

  • The Tenant is obliged not to exceed the maximum permitted speed when driving with legislation and traffic control equipment. 
  • Keep the vehicle keys and registration documents in such a way that they cannot be removed by a third party without breaking the barrier or using violence or threats thereof.
  • In the event of an insured event, the lessee is obliged to register the traffic accident and report it in accordance with the applicable legislation. 
  • Report theft, robbery, robbery, vandalism or any other illegal incident to the police immediately. 
  • Notify the Lessor of the insured event as soon as possible, but not later than within one day after the insured event. 
  • The Tenant is liable for the conduct of a person treated as a Tenant in the performance of the obligations arising from the lease agreement in the same way as for his or her own conduct. 

An integral part of the lease agreement concluded between the lessor and the lessee is (General terms and conditions of Insurance contracts and Terms and conditions of comprehensive vehicle insuranse) together with its annexes